When you are looking to buy that new home and trying to qualify for a new home, there are some simple things that you can do unknowingly that will sabotage your qualification process.
These are not suggestions; these are SET IN STONE REQUIREMENTS!
1. YOU BETTER not change jobs, become self-employed or quit your job!
2. YOU BETTER not buy a car, truck or van (or you many be living in it!)
3. YOU BETTER not use credit cards excessively or let any accounts fall behind.
4. YOU BETTER not omit debts or liabilities from your loan application.
5. YOU BETTER not spend money you have set aside for closing.
6. YOU BETTER not buy any furniture, lawn equipment or any large purchase at all until after closing.
7. YOU BETTER not make any inquiries on your credit
8. YOU BETTER not make large deposits without checking with your loan officer
9. YOU BETTER not change bank accounts
10. YOU BETTER not co-sign a loan for anyone.
You can search homes by licking your desired location:
Chardonnay Hills | Copper Canyon | Corona | Creekside Village | Crowne Hill | De Luz |
Four Seasons | French Valley | Glenoak Hills | Greer Ranch | Harveston Temecula |
Hemet | La Cresta Murrieta | Lake Elsinore | Lantana | Los Ranchitos | Mapleton |
Meadow View | Menifee | Moreno Valley | Morgan Hill Temecula | Murrieta |
North Star Ranch | Nuevo | Old School House | Paloma Del Sol | Paseo Del Sol |
Perris | Rancho Bella Vista | Rancho Highlands | Red Hawk Temecula | Riverside |
Roripaugh Hills | San Jacinto | Santiago Ranches | Serena Hills | Spencers Crossing |
Temecula | Temeku Hills | The Colony | The Knolls | The Vineyard | Vail Ranch |
Vintage Hills | Wildomar | Winchester | Winchester Creek |
Wine Country, Temecula | |Wolf Creek Temecula |